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Business savings account benefits

Save your way. For what you have your eye on.

More access. More convenience.

Make six free online transfers or withdrawals from any Capitair branch or ATM every month.

Protection from overdrafts? You got it.

Cover yourself, link your business checking account and keep an eye on your balances.

See your accounts here. And there.

Link other bank accounts to see your big picture in one place.
 

Smart digital banking.

Everything you need made better.
 
 
 

From taking care of bills to setting up for growth, start putting money away today with Capitair Business Savings.

Business savings accounts

Your hard work deserves a payoff.

Our affordable business savings account rates let you get the most from your hard-earned cash with our solutions that offer flexibility, security and convenience. All of our business savings account solutions provide competitive interest rates, the security of FDIC insurance, and online account access.

Business Savings Account

Our Business Savings Accounts are best suited for business customers with short-term savings and investment needs. These business savings accounts can also be used as collateral for a business loan.

Account Details

Simple savings make a big difference. From taking care of bills to setting up for growth, start putting money away today.

  • 20 monthly deposited items without an additional fee.
  • $5,000 monthly cash deposits.
  • $5 or $0 monthly maintenance fee.
  • Three withdrawals per month.
  • Tiered interest rates to help earn more as your balance grows.
  • Make six no-fee transfers or withdrawals per month.
Key Benefits
  • No monthly maintenance fee.
  • No minimum balance.
  • 24/7 online banking.
  • Expect to maintain a balance of less than $5,000.
Money Market Account

Our Business Money Market Account lets your money earn a higher interest for higher balances and still gives you immediate access to cash when you need it. Earn a better rate while retaining the flexibility of a standard savings account.

Account Details

Make big plans easier to accomplish and waive the monthly maintenance fee with a $5,000 average monthly balance.

  • 20 monthly deposited items without an additional fee.
  • $5,000 monthly cash deposits.
  • $10 or $0 monthly maintenance fee.
  • Check-writing privileges.
  • Three checks or withdrawals per month.
  • Earn more as your balance grows with tiered interest rates.
Key Benefits
  • Easy access to your funds and check-writing capabilities
  • Keep over $5,000 in business savings.
  • Deposit up to 20 items and $5,000 per month for free.
  • Make six no-fee transfers or withdrawals per month.
Business Certificates of Deposit (CDs)

Our Business CDs are excellent tools for managing your money because there are no uncertainties. These accounts are low-risk savings opportunities for funds that can be held for a specified length of time.

Account Details

Keep your savings safe and watch them grow. For how long? You choose from 7 days to 10 years—and earn a guaranteed return.

  • Choose your term from 7 days to 10 years.
  • Reliable returns based on a guaranteed fixed interest rate.
Key Benefits
  • Security of FDIC insurance
  • Can leave your cash in place for the length of the CD.