Keep your nest egg safe and watch it grow with a Capitair CDs for how long? You choose from 7 days to 60 months and earn a guaranteed, FDIC-insured return.
| CD Term | Minimum Opening Deposit | Monthly Maintenance Fee | Rates |
|---|---|---|---|
| 7 to 31 days | $2,500 | $0 | View rates |
| 32 days to 60 months | $1,000 | $0 |
A penalty will apply if principal is withdrawn prior to the maturity date, based on the term of the CD.
| CD Term | CD Penalties for Early Withdrawal |
|---|---|
| 7 to 31 days | 1% of Principal Withdrawn |
| 32 days to 60 months | 2% of Principal Withdrawn |
The amount of the penalty shall not exceed interest earned, except for during the first 6 days of the term where a minimum 7 day interest penalty must be applied and may be deducted from principal. The entire penalty will be waived in the event of death, court ordered withdrawal, or court declared incompetency of an owner. Partial withdrawals are not allowed.
If you choose the automatic renewal feature for your Certificate of Deposit, there is a one-day grace period (for terms of less than 32 days) or a ten-day grace period (for terms of 32 days or more) after the maturity date to redeem it without penalty. Interest will not be paid after the maturity date unless the account is renewed.
If you do not choose the automatic renewal feature for your Certificate of Deposit, interest will not be paid after the maturity date unless the account is renewed.
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