Earn cash back on every purchase! The Capitair CashBack Card delivers a straightforward cashback program, and you’ll be surprised by how quickly your cash back adds up. Capitair customers can apply in a branch, via phone or digitally if registered for Online or Mobile banking.
Rate, Fees and Rewards
| Interest Rates and Interest Charges | |
|---|---|
| Annual Percentage Rate (APR) for Purchases |
0.00% introductory APR for 12 months. After that your APR will be between 14.74% and 23.74%. Your APR will be based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
| APR for Balance Transfers |
Your APR will be between 14.74% and 23.74%. Your APR will be based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
| APR for Cash Advances |
22.99% This APR will vary with the market based on the Prime Rate. |
| Penalty APR |
22.99% None |
| How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge interest on new purchases if you pay your entire balance in full by the due date each month. |
| Minimum Interest Charge |
None |
| For Credit Card Tips from the Consumer Financial Protection Bureau |
To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau’s website at www.consumerfinance.gov/learnmore . |
| Fees | |
| Annual Fee |
None |
| Transaction Fees | |
|
Balance Transfer Cash Advance Foreign Transaction |
3% of each advance ($10.00 minimum) 4% of each advance or $10.00 minimum on transactions greater than $10 None |
| Penalty Fees | |
|
Late Payment Fee Overlimit Fee Return Payment Fee |
Up to $40 None None |
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